Payments: ISO 20022, CBDCs & Real-Time Systems
The Payment Systems & FinTech Innovation (ISO 20022 & PSS) course by Koenig Original equips financial technology professionals, payment system analysts, and banking architects with mastery of ISO 20022 standards and next-gen payment infrastructures. It solves the critical industry challenge of transitioning legacy systems to modern, interoperable frameworks—essential as 87% of global financial institutions now mandate ISO 20022 compliance by 2025. Participants gain hands-on expertise in message formatting, transaction lifecycle management, and real-time payment systems to drive innovation and regulatory alignment.
This course prepares learners for the Koenig-authorized PSS certification with access to 30-day hands-on labs and official courseware. Leveraging Koenig’s Guaranteed-to-Run scheduling and 1-on-1 training options, professionals accelerate their path to leadership roles in fintech transformation, enabling seamless cross-border payments and future-ready banking solutions.
Training Formats & Pricing
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Course Overview
The Payment Systems & FinTech Innovation (ISO 20022 & PSS) course by Koenig Original is designed for financial technology professionals, payment systems analysts, and fintech architects seeking to master modern financial messaging standards. This comprehensive program prepares learners for the evolving ISO 20022 and PSS certification landscape, which is increasingly mandated by global financial institutions. With over 70% of major banks actively transitioning to ISO 20022 for cross-border payments, expertise in this domain is critical for roles including payment operations specialists, compliance officers, and digital transformation consultants aiming to lead innovation in secure, data-rich transaction environments.
Participants gain hands-on experience with key technologies including ISO 20022 XML schemas, SWIFT's CBPR+ messaging standards, Volante Designer for payment transformation, and 20022 Labs for sandbox testing. The course features interactive labs conducted in a cloud-based simulation environment where students configure end-to-end payment flows, map legacy MT formats to ISO 20022 MX standards, and validate message compliance. A core project involves building a real-time payment processing model that demonstrates structured address migration and handles common schema validation errors, ensuring students can troubleshoot issues like cvc-schema violations that delay settlements in production systems.
This Koenig Original training prepares candidates for industry-recognized certification in Payment Systems & FinTech Innovation, a credential increasingly sought by financial institutions undergoing digital transformation. Certified professionals report average salary increases of 20-30% in roles such as payment modernization specialists and fintech solution architects. Koenig differentiates itself with Guaranteed-to-Run live online classes and 1-on-1 mentoring, ensuring personalized guidance through complex topics like message usage guidelines and market practice requirements. Graduates emerge ready to lead ISO 20022 adoption initiatives, ensuring compliance and driving innovation in next-generation payment ecosystems.
What You'll Learn
Skills You'll Gain
Prerequisites
- "prerequisites": [
- "Familiarity with core banking operations and transaction processing flows is essential for mastering Payment Systems & FinTech Innovation (ISO 20022 & PSS) by Koenig Original. This foundational knowledge helps learners understand how financial transactions are processed and settled efficiently.",
- "Basic knowledge of financial messaging standards such as SWIFT MT and MX messages is recommended. Understanding these standards enables learners to grasp how international payment communications are structured and transmitted in Payment Systems & FinTech Innovation courses.",
- "Understanding of XML schemas, data modeling, and structured messaging formats is important. These skills support comprehension of how ISO 20022 enhances payment data exchange and interoperability in modern financial ecosystems.",
- "Awareness of global payment regulations, compliance frameworks, and PSD2/RBI guidelines is beneficial. This knowledge ensures learners can navigate the evolving legal landscape affecting payment systems and FinTech innovations worldwide.",
- "Experience with digital payment systems including real-time payments, wallets, and UPI-like infrastructures helps learners grasp current industry practices. Such experience accelerates understanding of how innovative payment solutions are transforming financial services."
- ]
Certification Exam
Everything you need to know about the Payments: ISO 20022, CBDCs & Real-Time Systems certification exam
Course Curriculum
Structured learning with hands-on labs and real-world scenarios
1
Day 1– Mastering Payment Systems & ISO 20022
2
Day 2– ISO 20022 Message Standards & Architecture
3
Day 3– Modern Payment Systems Infrastructure
4
Day 4– Migration Strategy & Data Governance
5
Day 5– Compliance, Risk & Hands-On Labs
What's Included in Your Training
Every enrollment comes packed with resources to maximise your learning and exam success
Exam Preparation Materials
Practice Test Questions (200+)
Certificate of Completion
Post-Training Support (30 days)
Session Recording Access
Free Rescheduling (7+ days notice)
Career Outcomes
of Payments: ISO 20022, CBDCs & Real-Time Systems certified professionals report career advancement within 6 months
Salary Impact
Average salary increase reported after obtaining the Payments: ISO 20022, CBDCs & Real-Time Systems certification
*Source: Glassdoor / LinkedIn 2025
Job Roles
- Payments Systems Analyst
- FinTech Consultant
- ISO 20022 Implementation Specialist
- Digital Payments Lead
- Financial Systems Manager
- Payment Modernization Specialist
Companies Hiring
and 5,000+ organizations worldwide seeking Payments: ISO 20022, CBDCs & Real-Time Systems certified professionals
Course Student Reviews
Real results from IT professionals who trained with Koenig — rated 4.9/5 from 18,400+ verified reviews.
-
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“Passed AZ-104 on first attempt. The MCT knew the exact exam patterns and the labs were exactly what Microsoft tests. Worth every penny.”
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“I trained 15 of my team members for SC-200. Koenig's on-site delivery was seamless and all 15 passed within 3 months.”
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“The 1-on-1 format was a game changer. My trainer adjusted the pace to my schedule and I cleared PL-300 while working full-time.”
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“From AZ-900 to AZ-305 in 6 months. Koenig's structured roadmap and MCT mentoring made the expert level achievable.”
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“As an L&D head I've used 5 training vendors. Koenig's MCT quality, MOC materials, and ESI compliance is in a different league.”
100+ Learners Trained ✓ Verified -
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“SC-900 and SC-300 back to back — both cleared first try. The security curriculum at Koenig is incredibly thorough and up to date.”
SC-300 Certified ✓ Verified -
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“AI-102 was daunting but the trainer broke it down perfectly. Real Azure OpenAI labs made the difference. Highly recommend.”
AI-102 Certified ✓ Verified -
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“DP-600 Fabric certification done in 3 weeks of part-time study. The customised schedule around my timezone was a lifesaver.”
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“Our whole DevOps team got AZ-400 certified through Koenig's corporate training. Smooth logistics and top-tier MCTs throughout.”
AZ-400 Team Training ✓ Verified -
★★★★★
“Passed AZ-104 on first attempt. The MCT knew the exact exam patterns and the labs were exactly what Microsoft tests. Worth every penny.”
AZ-104 Certified ✓ Verified -
★★★★★
“I trained 15 of my team members for SC-200. Koenig's on-site delivery was seamless and all 15 passed within 3 months.”
Enterprise Client ✓ Verified -
★★★★★
“The 1-on-1 format was a game changer. My trainer adjusted the pace to my schedule and I cleared PL-300 while working full-time.”
PL-300 Certified ✓ Verified -
★★★★★
“From AZ-900 to AZ-305 in 6 months. Koenig's structured roadmap and MCT mentoring made the expert level achievable.”
AZ-305 Expert ✓ Verified -
★★★★★
“As an L&D head I've used 5 training vendors. Koenig's MCT quality, MOC materials, and ESI compliance is in a different league.”
100+ Learners Trained ✓ Verified -
★★★★★
“SC-900 and SC-300 back to back — both cleared first try. The security curriculum at Koenig is incredibly thorough and up to date.”
SC-300 Certified ✓ Verified -
★★★★★
“AI-102 was daunting but the trainer broke it down perfectly. Real Azure OpenAI labs made the difference. Highly recommend.”
AI-102 Certified ✓ Verified -
★★★★★
“DP-600 Fabric certification done in 3 weeks of part-time study. The customised schedule around my timezone was a lifesaver.”
DP-600 Certified ✓ Verified -
★★★★★
“Our whole DevOps team got AZ-400 certified through Koenig's corporate training. Smooth logistics and top-tier MCTs throughout.”
AZ-400 Team Training ✓ Verified
-
★★★★★
“Passed AZ-104 on first attempt. The MCT knew the exact exam patterns and the labs were exactly what Microsoft tests. Worth every penny.”
AZ-104 Certified ✓ Verified -
★★★★★
“I trained 15 of my team members for SC-200. Koenig's on-site delivery was seamless and all 15 passed within 3 months.”
Enterprise Client ✓ Verified -
★★★★★
“The 1-on-1 format was a game changer. My trainer adjusted the pace to my schedule and I cleared PL-300 while working full-time.”
PL-300 Certified ✓ Verified -
★★★★★
“Passed AZ-104 on first attempt. The MCT knew the exact exam patterns and the labs were exactly what Microsoft tests. Worth every penny.”
AZ-104 Certified ✓ Verified -
★★★★★
“I trained 15 of my team members for SC-200. Koenig's on-site delivery was seamless and all 15 passed within 3 months.”
Enterprise Client ✓ Verified -
★★★★★
“The 1-on-1 format was a game changer. My trainer adjusted the pace to my schedule and I cleared PL-300 while working full-time.”
PL-300 Certified ✓ Verified
-
★★★★★
“From AZ-900 to AZ-305 in 6 months. Koenig's structured roadmap and MCT mentoring made the expert level achievable.”
AZ-305 Expert ✓ Verified -
★★★★★
“As an L&D head I've used 5 training vendors. Koenig's MCT quality, MOC materials, and ESI compliance is in a different league.”
100+ Learners Trained ✓ Verified -
★★★★★
“SC-900 and SC-300 back to back — both cleared first try. The security curriculum at Koenig is incredibly thorough and up to date.”
SC-300 Certified ✓ Verified -
★★★★★
“From AZ-900 to AZ-305 in 6 months. Koenig's structured roadmap and MCT mentoring made the expert level achievable.”
AZ-305 Expert ✓ Verified -
★★★★★
“As an L&D head I've used 5 training vendors. Koenig's MCT quality, MOC materials, and ESI compliance is in a different league.”
100+ Learners Trained ✓ Verified -
★★★★★
“SC-900 and SC-300 back to back — both cleared first try. The security curriculum at Koenig is incredibly thorough and up to date.”
SC-300 Certified ✓ Verified
-
★★★★★
“AI-102 was daunting but the trainer broke it down perfectly. Real Azure OpenAI labs made the difference. Highly recommend.”
AI-102 Certified ✓ Verified -
★★★★★
“DP-600 Fabric certification done in 3 weeks of part-time study. The customised schedule around my timezone was a lifesaver.”
DP-600 Certified ✓ Verified -
★★★★★
“Our whole DevOps team got AZ-400 certified through Koenig's corporate training. Smooth logistics and top-tier MCTs throughout.”
AZ-400 Team Training ✓ Verified -
★★★★★
“AI-102 was daunting but the trainer broke it down perfectly. Real Azure OpenAI labs made the difference. Highly recommend.”
AI-102 Certified ✓ Verified -
★★★★★
“DP-600 Fabric certification done in 3 weeks of part-time study. The customised schedule around my timezone was a lifesaver.”
DP-600 Certified ✓ Verified -
★★★★★
“Our whole DevOps team got AZ-400 certified through Koenig's corporate training. Smooth logistics and top-tier MCTs throughout.”
AZ-400 Team Training ✓ Verified
Frequently Asked Questions
Everything you need to know about the Payments: ISO 20022, CBDCs & Real-Time Systems training course
Is the certification exam included in the course fee for Payment Systems & FinTech Innovation (ISO 20022 & PSS)? If not, what is the exam cost?
What training formats are available for the Payment Systems & FinTech Innovation (ISO 20022 & PSS) course, and does Koenig offer Guaranteed-to-Run scheduling?
How long is lab access provided, and what type of environment is used for hands-on practice in the Payment Systems & FinTech Innovation (ISO 20022 & PSS) course?
What is Koenig's rescheduling and cancellation policy for the Payment Systems & FinTech Innovation (ISO 20022 & PSS) course?
What is the format, number of questions, passing score, and time limit for the Payment Systems & FinTech Innovation (ISO 20022 & PSS) certification exam?
How long is the Payment Systems & FinTech Innovation (ISO 20022 & PSS) certification valid, and what is the renewal process?
What post-training support does Koenig provide after completing the Payment Systems & FinTech Innovation (ISO 20022 & PSS) course?
What are the prerequisites or recommended experience for enrolling in the Payment Systems & FinTech Innovation (ISO 20022 & PSS) course?
How does the Payment Systems & FinTech Innovation (ISO 20022 & PSS) course impact career advancement and earning potential in the financial technology sector?
How does the Payment Systems & FinTech Innovation (ISO 20022 & PSS) course compare to self-study options in terms of effectiveness and time investment?
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